Lending & Capitalization
Building the economic capacity of Native communities.
Oweesta offers loans to provide financing capital for Native CDFIs and other tribal or nonprofit loan funds. Borrowers must be Native-controlled and have a primary mission of serving Native communities. We do not offer loans directly to individuals or businesses.
Loan applications are accepted year-round and can be completed through the Oweesta Portal. Please contact Florence Ludka at florence@oweesta.org to begin the application process or get more information. In order to complete your application, you will need the following:
Loan pipeline estimates may be submitted in lieu of formal financial and lending projections. Organizations in operation for less than three years or who have yet to begin lending are encouraged to apply. To view our current loan products and term sheet, please visit here.
This is Oweesta’s “classic” loan product, used by most of our Native CDFI borrowers. Funds can be used to make any kind of loans in the borrower’s self-identified target market.
This loan product provides lending capital for loans to support the production, processing, marketing, and/or distribution of agricultural products, including food, fiber, forest products, and horticultural crops.
This loan product is almost identical to a Capital Loan, except that it is smaller, has a shorter term, and carries a slightly higher interest rate. These are our riskier loans, made to smaller, newer, or struggling Native CDFIs.
The Working Capital loan is a temporary, short term loan of up to $500,000 to be used for lending and operations in keeping with your mission. This loan is great for anyone facing delays in grant disbursements or contractual payments.
This renewable Line of Credit will act as general lending capital. Though all types of lending are allowable, this acts greatly for loan funds and financial institutions with seasonal or unexpected capital needs.
Current Loans Out
Current Loan Portfolio
Capital Pool (Closed)
Oweesta Corporation
2432 Main Street, 1st Floor
Longmont, CO 80501
303.774.8838
info@oweesta.org
Oweesta is an equal opportunity employer and provider.
Oweesta is the only existing Native CDFI intermediary offering financial products and development services exclusively to Native CDFIs and Native communities. Specifically, Oweesta provides training, technical assistance, investments, research, and policy advocacy to help Native communities develop an integrated range of asset-building products and services, including financial education and financial products.
Asset-building tools stimulate reservation economies by providing tribal members the opportunity to acquire financial management skills and build and accumulate assets through small business creation, homeownership, education, and much more.
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