Position Title:         Loan Officer
Reports to:              Director of Lending, Oweesta
Job Level:                 Exempt
Hours:                       Full Time
Position Summary:  Responsible for assisting the Director of Lending with underwriting and portfolio management.

Specific responsibilities will include:

Portfolio Management Responsibilities

• Performs financial analysis and underwriting for loan clients.
• Prepares credit memos for loan clients.
• Performs due diligence and risk mitigation strategies.
• Analyzes portfolio risk to recommend strategies increasing responsiveness of lending program while prudently mitigating credit risk in accordance with industry standards.
• Assists Director of Lending and Director of Finance in developing and maintaining lending and portfolio management policies, procedures, and reporting templates.
• Assists Director of Lending and Director of Finance with developing work-out plans for troubled loans.
• Assist Director of Lending with reporting requirements.
• Tracks loan covenants and monitors all loan agreements for compliance.
• Supports preparing for the annual audit.
• Performs other duties as assigned by supervisor.

Desired Qualifications:

• Degree from an accredited college or university.
• Relevant experience providing lending services or portfolio management.
• Strong written and verbal communication skills required.
• Financial analysis skills.
• Experience working with Native communities or other diverse communities strongly preferred.
• Proficiency with Microsoft Office products, particularly Microsoft Excel

Special Requirements:

• Schedule might involve some evening and weekend work.
• Might be asked to travel for multiple days in a row.

Please send resume and cover letter to Jamie Olson: jamie@oweesta.org.