Resources

Every successful individual knows that his or her achievement depends on a community of persons working together.

Publications

Native CDFI Research

Power of Partnership

Ten Years Investing in Indian Country


What is a Native CDFI? – Customizable Handout

Building Native Communities Impact Report 2015


Snapshot 2012: Native CDFIs and the Capital Access Challenge

Snapshot 2014: Financial Education and Asset-Building Programs Serving Native Communities

Food Financing Efforts 2014: Native CDFI Support of Native Farmers & Ranchers

VITA Marketing Materials

VITA Site Flyer

VITA Paycheck Stuffer

VITA Business Cards

VITA Site Volunteer Flyer

EITC & IDA

Building Native Communities Guide for EITC

Building Native Communities EITC Campaign

Building Native Communities: Investing for the Future

Building Native Communities: Saving for the Future IDA

Youth Financial Education

Youth Financial Education Research Summary

Youth Financial Education Research

Annual Reports

Webinars

CDFI 101

The Power of CDFIs in Indian Country
Join us, in partnership with First Nations Development Institute and National Congress for American Indians, to learn more about short-term, small-dollar lenders in Indian Country that provide responsible access to credit. We will hear from many Native CDFIs and others who are addressing the need for small-dollar loans in Indian Country, and learn about how tribal governments are creating their own regulations for small-dollar lending. This webinar will focus on best practices and unique approaches to small-dollar lending in tribal communities.

Click Here to view the presentation slides

Click here to view the full video

The Power of CDFIs in Indian Country
Native Community Development Financial Institutions are specialized financial institutions that work with people or communities that are under-served by traditional financial institutions. Learn about the different ways CDFIs can be structured, why they are impartant, and how they make a difference in Native communities.

Click here to view the full video

Financial Education

Building Native Communities: Financial Skills for Families 5th Edition Curriculum Overview
Would you like to learn more about hte new 5th Edition of the Building Native Communities: Financial Skills for Families curriculum? In this webinar, we will discuss new content, teaching tools, and the teacher-certification process for this culturally-relevant financial education curriculum.

Click Here to view the full video

Oweesta/NCAI Webinar- Financial Education Program Design
This webinar focuses on sharing best practices in program design such as discussing how to integrate financial education into existing programming and potential community partnerships that can be used to leverage resources. This webinar uses several case studies, highlighting some of the best programs around the country.

Click Here to view the full video

Oweesta/NCAI Webinar-How Different Age Groups Learn Financial Education
This webinar highlights basic reasearch on how the different age groups learn and subsequent impact on financial education program design.  It takes one major financial education concept, budgeting, and discussed how to teach for K-12th grades.

Click Here to view the full video

Oweesta/ NCAI Webinar: Youth Financial Education Curriculum Tools
This webinar spends just over an hour highlighting different financial education curricula, how they are best structured, and strengths and weaknesses. It also showcases fun on-line games and financial education resources programs could use to supplement whatever financial education curriculum they use.

Click Here to view the full video

Financial Education Class Retention
Join us for a panel discussion with expert trainers on financial education class retention! Learn the practices that have been tried and true for expert trainers in financial education in Indian Country.

Click Here to view the full video

Financial Education Class Evaluations
Do you have an evaluation system for your financial education class? Listen to evaluation experts as they discuss the importance of evaluation for your clients and your organization, how to develop a new evaluation system or fine-tune an existing system, best practices, and available resources.

Click Here to view the full video
Financial Coaching with Change Machine
Join us, with Kate Reeves from Change Machine, for a conversation on Financial Coaching and a short demonstration on the Change Machine financial coaching module.

Click Here to view the full video

Elder Financial Education
This webinar discusses the unique financial situations regarding our elders and tools for navagating these issues. Presenters include: Dawn Wesley of Tlingit-Haida Regional Housing Authority and Sarah Dewees of First Nations Development Institute.

Click Here to view the full video

The State of the “FED” (Financial Education) Webinar
Learn about the Building Native Communities Financial Education curriculum, community-based models that promote financial capability and other financial information that is important to Native communities.

Click Here to view the webinar PowerPoint
Consumer Action Essential Financial Education Resources 
Join Oweesta, as Consumer Action shares its FREE printed and classroom-ready resources, including how and where to order. Learn ways these resources will fit easily into your current financial education curriculum. Consumer Action has been a champion of underrepresented consumers nationwide since 1971. A nonprofit 501(c)(3) organization, Consumer Action focuses on consumer education that empowers low- and moderate-income and limited-English-speaking consumers to financially prosper.”

Click Here to view the full video

IDA & VITA Development

Helping Clients Manage Tax Refunds
With Tax Day (April 15th) is just around the corner, you’ll need the resources to help clients with tax credit management. Join us, with experienced practitioners from the Center on Budget and Policy Priorities, First Nations Development Institute, and Chief Dull Knife College, for a discussion on Helping Clients Manage Tax Credits. In this webinar, you will learn the financial coaching practices for managing large, one-time payments and useful advice for your clients.

Click Here to view the full video

Funding and Developing an IDA Program
The webinar focused on the necessary steps to develop an Individual Development Account (IDA), or matched-savings, program. Participants had an opportunity to hear how the Native Asset Building Initiative (NABI) may be used to provide funding to start or support an IDA program.

Click Here to view the full video

Native VITA Site: Improving Outreach and Adapting to ACA Webinar
This webinar is for existing Native VITA (Volunteer Income Tax Assistance) site interested in best practices.

Click Here to view the full video
Starting a Native Volunteer Income Tax Assisance (VITA) Program
VITA sites are a useful tool for providing free tax preparation services to low to moderate-income people.

Click here to view the full video

Lending

Loan Packaging as an Earned Revenue Strategy
Join First Nations Oweesta Corporation for this month’s webinar, an informative panel focusing on loan packaging as an earned revenue strategy. Participate and learn the prerequisites of the HUD Section 184 mortgage program, as well as the USDA housing and community facilities programs. Presenters will cover the requirements pertaining to their respective loan packaging opportunities, as well as opportunities to participate in these programs.

Webinar Presenters:
Mike Munson, Special Products & HUD-184 Manager, Cherry Creek Mortgage Company
Lynn Trujillo, Native American Coordinator- Community Facilities Program, U.S.D.A.- Rural Development
Tammy Repine, Finance and Loan Analyst, Single Family Housing-U.S.D.A.- Rural Development
Shirley Stevenson, Community Programs Specialist- Community Facilities Program, U.S.D.A.- Rural Development

Click here to view the full video

Ramping Up Your CDFI’s Lending to Native Entrepreneurs and Tribally Owned Businesses
Community development financial institutions (CDFIs) across Indian Country are making a huge impact on tribal economies by lending to Native entrepreneurs and tribally owned businesses. Take your loan services to the next level by participating in the BIA’s Loan Guarantee Program. Join this webinar to find out how CDFIs can qualify, what types of business customers this could help you to serve, and examples of success stories. You’ll also hear about what’s great and what’s not so great about using federal loan guarantees.

Click here to view the full video

Native CDFI Loan Portfolio Management
This webinar will review best practices in loan portfolio management including delinquency management from both emerging and certified Native CDFIs. It will look at ways to assess and maintain a healthy loan portfolio and increase the portfolio management skills of a Native CDFI.

Click here to view the full video

I Have a Defaulting Loan! What Do I Do Now?
This webinar will review best practices in delinquency management from both emerging and certified Native CDFIs. It will review ways to assess and maintain a healthy loan portfolio and increase the portfolio management skills of a Native CDFI.

Click Here to view the full video

It Doesn’t Get More Exciting than Risk Rating Loans
Join Oweesta to learn how to develop and implement an internal risk rating system to provide credit risk management for your loan portfolio. The Risk Rating System will provide a systematic methodology to estimate loan loss reserves for each loan in your portfolio. Sound implementation of a Risk Rating System will provide timely information to management regarding the portfolio and possible funding needs.

Click Here to view the full video

Credit Coaching: What is it and how can I implement it?
Credit Coaching can provide an effective service that compliments financial education, asset building and lending programs. A credit coach can assist your clients by providing one-on-one guidance to help reduce their debt burden. This service contributes to the long-term success of participants

Click here to view the full video

Green Energy Loan Products
Have your clients expressed interest in financing for renewable energy projects? Join us with experienced Native CDFI lenders that have established green energy loan products for a webinar focused on the necessary steps to developing this innovative product!

Click here to view the full video

Organizational Development

AERIS Rating System and AERIS Cloud
Ever wondered what entails an AERIS Rating? What is the new AERIS Cloud system? Find the answers to these questions and more with our upcoming webinar with AERIS on Wednesday, June 29th at 12pm MT.

Aeris® guides capital to good. We are the information service for community investors who champion economic justice in underserved markets. Since 2004, Aeris has provided data, analysis, and advisory services that support investment in community development financial institutions (CDFIs). Our proprietary CDFI ratings tool helps investors evaluate opportunities that meet their impact goals and risk parameters. More than 50 of the nation’s leading community investors subscribe to Aeris’ data and analysis products.

Click Here to view the full video

Native CDFI Capitalization Strategies
This webinar will examine a range of capitalization strategies and sources of capital for Native CDFIs and the pros and cons of each of the various sources. Potential sources of capital we will review include investments from banks, program related investments, religious institutions, individuals, and government sources of capital. Presented by Dr. Michael Swack, professor at the University of New Hampshire.

Click Here to view the full video

Power of Partnership
Oweesta is excited to share the finding in the latest publication “Power of Partnership: A Look at Organizational Partnerships in Native Communities & the Native CDFI Industry”! We will be joined by Sequoyah Fund and Wisconsin Native Loan Fund as they discuss their innovative and effective collaborations that have expanded the capacity of their respective Native CDFIs. This webinar will give insights into the current collaborations within the Native CDFI Industry and best practices in moving your partnerships forward.

Click Here to view the full video

Strategic Planning 101
Oweesta is hosting Strategic Planning 101 webinar on September 30th at 1pm MT. Learn the steps that involve a full strategic plan before you dive into one with your board! We will discuss the key components such as organizational history, present and future goal setting, and vision and mission drafting.

Click Here to view the full video
Board Management
This 1 hour session covers board management techniques, identifying and addressing skills and strengths fit for your organization, effective recruitment, and better engagement.

Click Here to view the full video

Developing a High-Performing Board
The webinar focuses on increasing the engagement of your Board of Directors while looking at the characteristics of a high-impact board.  You will hear practical tips and techniques from a Native CDFI that is building its Board of Directors involvement in an effort to increase impact and performance within the Native communities.

Click Here to view the full video

Building a Powerful Grants Strategy Webinar
This informative webinar will guide you through the process of developing effective grant strategies for your organization.

Click Here to view the full video

Social Media Marketing Webinar
Learn not only the pros and cons of using social media but also different ways to utilize it as a marketing tool for your organization.

Click Here to view the full video

Developing a Pitch Book
Does your organization have specific marketing protocol developed into a pitch book? Join us for a webinar focused on the necessary steps to developing this innovative tool for marketing!

Click Here to view the full video

Initial Steps to Building an Impact Measurement Program

First Nations Oweesta Corporation presents “Getting Your Board Engaged in the Fundraising Process,” This will be an interactive webinar to assist Native CDFIs better develop an Impact Measurement Program. Sweet Grass Consulting will utilize the Logic Model format and discuss the importance of a Logic Model for day-to-day decision-making and year-to-year goal setting. We will develop core competencies, outcomes, and indicators. Participants will have the opportunity to ask questions and make comments based on their own personal experiences and professional needs. Participants will leave the webinar knowing how to create core competencies, outcomes, and indicators for their own organizations. Then, they will be able to create metrics and assessments, specific to their organization, on their own.

Michael Brydge is the principal director of development and community engagement for Sweet Grass Consulting. Since 2007, he has engaged in survey and data analysis, report writing, asset-based problem solving, ecological change assessments, participatory mapping, youth development, community beautification, eco-building, and tourism initiatives. His work has primarily been conducted in collaboration with various Lakota Tribes in South Dakota but also with farmers and ranchers in eastern Colorado and a school district in northern Colorado.

Click Here to view the full video

Data Management & Reporting for Impact Measurements
First Nations Oweesta Corporation presents “Data Management & Reporting for Impact Measurement.” This will be a one hour, interactive webinar to assist Native CDFIs better develop an Impact Measurement Program. Sweet Grass Consulting will discuss Database Building, Management, and Reporting. Participants will have the opportunity to ask questions and make comments based on their own personal experiences and professional needs. Participants will leave the webinar understanding the importance of electronic data management and knowing key considerations for choosing a data management platform. Likewise, participants will have a greater understanding of the database building/conversion process as well as the reporting process. At the end of the webinar, participants should feel better informed about their organization’s data management efforts and more confident with decision-making in regards to data management and platform options moving forward.

Michael Brydge is the principal director of development and community engagement for Sweet Grass Consulting. Since 2007, he has engaged in survey and data analysis, report writing, asset-based problem solving, ecological change assessments, participatory mapping, youth development, community beautification, eco-building, and tourism initiatives. His work has primarily been conducted in collaboration with various Lakota Tribes in South Dakota but also with farmers and ranchers in eastern Colorado and a school district in northern Colorado.

Click Here to view the full video

Finances

Best Practices in CDFI Financial Statements and Management Webinar
The Opportunity Finance Network provides the best practices in CDFI financial statements and management.  Performance Counts is an industry-led collaborative efforts to develop standard and best practices and serve as an industry forum for sharing information, documents, and idea on these topics.  OFN will discuss the initiative, and the first paper released by Performance Counts on net assets and grants.

Click Here to view the full video 

Getting Comfortable with Your Native CDFI Finances
This session covers the basic understanding of accounting principles, the fundamental building blocks of solid financial management.

Click Here to view the powerpoint

Due to technical difficulties, this webinar was not recorded. Our sister organization held a similar webinar “Fundementals of Nonprofit Finance”, which covered similar materials. Click these resources to view the video, powerpoint, and financial statements handouts.

Native CDFI Financial Management
This session covers the basic understanding of accounting principles, the fundemental building blocks of solid financial management. You will gain the knowledge to successfully make sense of financial data while being familiar with general accounting terminology.

Click here to view the full video

Policy Advocacy

CFPB Proposed Regulations on Payday Lending
The Consumer Financial Protection Bureau has released proposed regulations for “payday lending.” Many hope these regulations will help curb the most abusive practices of the small-dollar lending industry. During the next few months, it will be helpful to hear from Native CDFIs (community development financial institutions), credit counselors and financial educators about any problems clients may be having or if they are struggling with payday loans.
Join us for a webinar that will explain how the regulation process works, and how comments can be made. This interactive webinar is designed to provide an opportunity for you to weigh in and share the stories of your customers and clients in Indian Country. Stories and input will be compiled into a public comment by First Nations Oweesta Corporation and First Nations Development Institute.
Presenters
• Diane Standaert, Director of State Policy, Center for Responsible Lending
• Sarah Dewees, Senior Director of Research, Policy & Asset-Building Programs, First Nations Development Institute
• Ian Record, Director, Partnership for Tribal Governance, National Congress of American Indians
• Stephanie Cote, Communications, First Nations Oweesta Corporation

Click here to view the recording

Webinar on the CFPB Ruling on Small Dollar Loans
The Consumer Financial Protection Bureau is considering future regulations for small dollar loans including payday lending, car title lending, and certain high-cost installment lending. The CFPB is expected to issue a formal draft of its rules later this fall, at which point they will be seeking feedback from the public about the strengths and weakness of the rule.In this webinar, Diane Standaert from the Center for Responsible Lending will provide a summary of the proposed rules and a brief discussion of what CRL thinks they got right, and where significant loopholes exist that may undermine the rules’ effectiveness and strong laws in other jurisdictions.

Click here to view the presentation slides

Fundraising

2017 NACA Tips & Strategies
Join Oweesta for this exciting webinar focusing on tips and strategies for writing a strong NACA application. Learn more about the process and develop a strategy for your organization!

Click here to view the presentation

Getting Your Board Engaged in the Fundraising Process
First Nations Oweesta Corporation presents “Getting Your Board Engaged in the Fundraising Process,” an informative panel webinar discussing Board engagement, fundraising, and more. Come prepared with questions you might have for these wonderful Native CDFIs and Native nonprofits.

Click here to view the presentation slides

Click here to view the presentation

NACA Tips and Strategies
Join Oweesta for this exciting webinar focusing on tips and strategies for writing a strong NACA application. Learn more about the process and develop a strategy for your organization!

Click here to view the presentation slides

Click here to view the presentation

A Day in the Life of a Funder
First Nations Oweesta Corporation presents “A Day in the Life of a Funder”, an informative panel webinar discussing the development of granting guidelines, recommendations for future applicants, the highlights and challenges with daily work, and much more. Come prepared with questions you might have for these esteemed organizations. Join us as we demystify granting agencies!

Panelists include representatives from:
Federal Home Loan Bank of Des Moines
First Nations Development Institute
Northwest Area Foundation
USDA Rural Development of Colorado

Click here to view the presentation

Winning Grant Proposals
Join us for this webinar where we will discuss Winning Grant Proposals. We will specifically talk about how you can take a project idea to a compelling proposal in terms of what you need to think about prior to developing a proposal; how you proceed once you identify potential funders; how to strengthen your writing process; and what can set your proposal apart from others. We will also look at particular examples, including NACA, ANA, and USDA grant programs. We are happy to have Krystal Langholz and Debbie Gowensmith presenting this webinar. Krystal Langholz is the COO at First Nations Oweesta Corporation and Debbie Gowensmith is Vice-President of Groundswell Services.

Click Here to view the full video

CONTACT US

First Nations Oweesta Corporation
2432 Main Street
Longmont, CO 80501
303.774.8838
info@oweesta.org

Oweesta is an equal opportunity employer and provider.

ABOUT OWEESTA

Oweesta is the only existing Native CDFI intermediary offering financial products and development services exclusively to Native CDFIs and Native communities. Specifically, Oweesta provides training, technical assistance, investments, research, and policy advocacy to help Native communities develop an integrated range of asset-building products and services, including financial education and financial products.

Asset-building tools stimulate reservation economies by providing tribal members the opportunity to acquire financial management skills and build and accumulate assets through small business creation, homeownership, education, and much more.

STAY CONNECTED

Join our Newsletter