Coronavirus information and resources
Last Updated: January 31, 2021
Oweesta recognizes that our Native communities have been uniquely affected by the COVID-19 pandemic. We remain steadfast in serving our Native partners during this crisis with the continued issuance of essential capital resources and specialized capacity building services (now provided in a digital landscape), to ensure our Native communities have the resources they require to sustain their respective tribal communities during this crisis. This page is dedicated to sharing resources and information gearing towards Native communities and ensuing opportunities for assistance.
Technical Assistance Webinars
Oweesta is providing webinar services related to COVID-19 to address the ever-changing landscape and as a way to adapt our services to the digital medium. Visit our events calendar to register for upcoming trainings and webinars. We aim to provide information that is relevant and beneficial to our Native partners, if you have an idea for a future webinar, contact us at firstname.lastname@example.org.
Previous Session Recordings
Thursday, Jan 21, 2021 - How to Host Virtual Trainings
This panel webinar features expert trainers currently delivering engaging and professional virtual trainings. Level up your trainings with advice that has been tried and true in the virtual setting. Learn how to convert your in-person trainings into interactive online webinars, podcasts, and vlogs!
Tuesday, Dec 15 - Opening Safely with Best Practices and Using Personal Protective Equipment (PPE)
With so many individuals and communities relying on in-person services for lending, check cashing, or personalized financial coaching, maintaining our community healthy also means supporting their financial well-being. For those who run a small business and are considering reopening, Oweesta, Nimiipuu, and Chehalis Tribal Loan Fund share:
Wednesday, June 3, 2020 - Don’t Get Written Off by Write -Offs: LLR and Best Practices for Write-offs
Join Team Oweesta as we discuss best practices for portfolio management amid the Covid-19 pandemic. This webinar will focus on loan write-offs and LLR amid the growing portfolio delinquencies due to the Covid-19 pandemic. We will discuss downgrading your portfolio and increasing loan loss reserve to protect against potential future losses and how your LLR may look different now compared to pre-pandemic. We will also discuss best practices around loan write offs.
Staying Centered in a Crisis: Self-Care
Our day to day routines have been forced into an altered reality of work, home and community obligations. As a result, we may be feeling stress and uncertainty. Numerous strategies can be helpful for maintaining our well-being, both mentally and physically, so that we continue to function at our best to honor ourselves, our families and our communities. We will begin with a grounding and centering of our mind and bodies and will provide the opportunity to share the peaks and valleys of our days. Lastly we will communicate techniques to manage and understand the many emotions we may be feeling in light of COVID-19.
Wednesday, May 13, 2020 - Batten Down the hatches: Loan Restructuring
Join Team Oweesta and a panel of Native CDFI practitioners as we discuss best practices for portfolio management amid the Covid-19 pandemic. This webinar will focus on restructuring our loan portfolios in order to protect our assets and help our loan clients who are unable to meet their loan obligations during this unprecedented time of income loss. We will hear from a panel of four Native CDFI’s who will share their internal plans and practices for loan restructuring.
Thursday, May 7, 2020 - Helping Your Community Members Weather the COVID-19 Financial Storm
If you are a CDFI, you might be providing flexible lending opportunities to you community members and possibly new loan products during the pandemic. However, you may want to consider providing additional counseling support to your clients on navigating and managing a new financial environment. We will share tools and strategies that you can use to support clients in protecting their credit score, prioritizing bills, accessing the stimulus relief payment, and much more.
PowerPoint:Helping Our Community Members Weather COVID19 Financial Storm PPT Fixed
Thursday, April 16, 2020 - Innovative CDFI Loan Products in Response to COVID-19
Native CDFIs are innovative by nature. Learn from a panelist of Native CDFIs who are creatively confronting the economic and health challenges created by the COVID-19 crisis. Hear from pioneering Native CDFIs who are inventing new loan products to serve their community and discuss with other Natives CDFIs how they are managing their day-to-day challenges. Discover how Native CDFIs are deploying capital and evaluating risk, while walking with their community through this crisis.
Thursday, April 9, 2020 - Moving Beyond COVID-19: Resources and Support for Native Communities
First Nations Oweesta and NDN Collective host an interactive webinar for Native Nations, businesses, entrepreneurs, artisans, and Native CDFIs to address the economic needs of our Indigenous communities and institutions during COVID19. We come together with other Native-led organizations, like ONABEN and Native Women Lead, to share resources for Native entities hit hard by this recent pandemic.
Thursday, April 9, 2020 - Calling all Native CDFIs to apply for the Payroll Protection Program!
Join Oweesta as we go over the Payroll Protection Program in general terms and answer any questions you may have on the application. We will then dive into filling out the application, calculating the ask, and the process of applying. The webinar will end with a question and answer session from with Oweesta’s Development and Finance Department.
Tuesday, April 7, 2020 - Connecting Virtually with Your Community
This webinar will provide a tutorial on how to best utilize these platforms to meet your connection needs. We will showcase the Zoom, Google Hangouts, and Join.me platforms, while providing additional resources to explore beyond the webinar. Learn not only how these platforms work but how to support others in using them, as well as techniques to keep on-line meetings engaging!
In addition to our core lending products, Oweesta has developed two new capital resources, a working capital loan and line of credit, for our Native CDFIs to access to enhance credit distribution during this time to serve your immediate tribal community’s needs.
For more information about all the lending opportunities Oweesta has to offer, check out our Lending and Capitalization page.
Mobilizing for Native American Small Business & Families during COVID-19
The Native Community Development Finance Institution (CDFI) movement is leading the COVID-19 response to capital needs in Native communities. Read the full report to find out how Native CDFIs are helping Native small businesses and families through this crisis.
Emergency Response Grant
Oweesta and NDN Collective, as an Indigenous-led partnership, awarded a combined $1,250,000 in grants to 25 Native CDFIs through our COVID-19 Grant Program. The 25 Native CDFIs selected will further their roles as the economic engines for financial sovereignty in Indian country through the COVID-19 Grant Program. Read more about the grantees.
Watch this video to learn more about the role of Native CDFIs in sustaining local economies.
U.S. Senate Committee on Small Business & Entrepreneurship
The programs and initiatives in the Coronavirus Aid, Relief, and Economic Security (CARES) Act that was passed by Congress are intended to assist business owners with whatever needs they have right now. When implemented, there will be many new resources available for small businesses, as well as certain nonprofits and other employers. This guide provides information about the major programs and initiatives that will soon be available from the Small Business Administration (SBA) to address these needs, as well as some additional tax provisions that are outside the scope of SBA.
For information on how the CARES Act will effect small business owners. Click Here
Paycheck Protection Program
The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll.
First Draw PPP Loan is open until March 31, 2021. The Small Business Association will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities.
Second Draw PPP Loans opened January 11, 2021. Second Draw PPP Loans can be used to help fund payroll costs, including benefits. Funds can also be used to pay for mortgage interest, rent, utilities, worker protection costs related to COVID-19, uninsured property damage costs caused by looting or vandalism during 2020, and certain supplier costs and expenses for operations.
A borrower is generally eligible for a Second Draw PPP Loan if the borrower:
For more information on how to apply, visit the SBA website.
Funding and Capital Opportunities
Congressional Native American Caucus
For Information on the Tribal priorities included in the Coronavirus Aid, Relief, and Economic Security (CARES) Act and where the funds will be allocated Click Here
Native Americans in Philanthropy
In these times, Native American families look to trusted community organizations for support and resources. In turn, Native Americans in Philanthropy wants to generously support Native American nonprofits on the ground who are caring for our most vulnerable – especially those facing food insecurity, access to housing, and low-income elderly.
For more resources and information Native Americans in Philanthropy’s Coronavirus page.
National Indian Health Board
The National Indian Health Board is leading a national effort to advocate and secure resources for Tribes to respond to COVID-19. NIHB seeks to ensure that the Tribes remain informed on COVID-19, have the resources and assistance needed to respond to the pandemic, and that the Congress and Administration understand and address Tribal needs and priorities. NIHB also aims to create resources that will be informative and helpful to Tribes and Tribal members. NIHB believes that this coordinated national response is part of its sacred mission to serve the Tribes and help maintain the safety and well-being of Tribal citizens.
For more information, go to NIHB’s Coronavirus page.
Indigenous Pact’s newly launched Support Center delivers COVID-19 updates, insights, and best practices sourced from We Care Daily Clinics (WCDC), an IP-managed facility operating throughout the crisis in Seattle. Submit questions or chat with their team for rapid-response solutions.
In addition, you can go behind-the-scenes with experts on the WCDC staff for support in mitigating COVID-19 and operating under crisis in the Live Response Center.
The Harvard Project on American Indian Economic Development
As the country responds to the coronavirus (COVID-19) pandemic, the task before tribal nations is complicated by many unknowns. The Harvard Project and Johns Hopkins Center for American Indian Health recognize the challenges you’re up against and want to help.
For more information, visit the COVID-19 Resources Toolbox.
USDA Rural Development has taken a number of immediate actions to help rural residents, businesses and communities affected by the COVID-19 outbreak. Rural Development will keep our customers, partners, and stakeholders continuously updated as more actions are taken to better serve rural America.
Visit www.rd.usda.gov/coronavirus for information on Rural Development loan payment assistance, application deadline extensions, and more.
To read the full article put out by the USDA, Click Here.
Check out the full list of resources on the COVID Federal Rural Resource Guide.