Florence Ludka


Florence Ludka is the Chief Financial Officer (CFO) and Executive Vice President of Finance and Lending for Oweesta, responsible for the oversight and management of all finance and lending related activities and staff.

Prior to joining the Oweesta team, Ms. Ludka worked for a non-profit organization in Traverse City, Michigan for over 16 years as the Director of Finance and Technology. During her tenure, Florence procured expertise and experience in non-profit accounting, compliance, auditing practices, budget development and management, CRM/database management, administration, and training.

Ms. Ludka obtained a Master’s in Business Administration (MBA) with an emphasis in accounting from the University of Michigan. Ms. Ludka completed her undergraduate studies at Lake Superior State University (LSSU) earning a Bachelor of Science in Public Accounting and an Associates of Science in Technical Accounting. After completing her MBA, Florence returned to her alma mater as an adjunct accounting faculty member teaching accounting principles, intermediate accounting, auditing, advanced accounting and federal taxation. Currently, Ms. Ludka is in her third year of a six-year Ojibwe language pane immersion program.

Ms. Ludka splits her time between her Colorado and Michigan homes where she enjoys spending time and engaging in outdoor activities with her twin daughters and family pets. In her spare time Florence can be found crafting, kayaking, hunting, fishing, horseback riding, or out in the woods viewing and photographing wildlife.

Ms. Ludka is an enrolled member of the Sault Ste. Marie Tribe of Chippewa Indians in Michigan.